Buying property in Dubai as a foreigner

Dubai is one of the most open and transparent property markets in the region for international buyers. Here is a plain-English overview of how foreign ownership works and what to expect.

Can foreigners own property in Dubai?

Yes. Foreign nationals can own property outright (freehold) in designated freehold areas — which include many of Dubai's most sought-after districts such as Downtown, Dubai Marina, Palm Jumeirah, Business Bay and Jumeirah Village Circle. Ownership is registered with the Dubai Land Department (DLD).

How your money is protected

For off-plan purchases, developer projects are regulated by RERA and buyer payments are held in government-regulated escrow accounts, released to the developer against construction milestones. This structure significantly reduces delivery risk.

Typical costs to budget for

• DLD transfer fee — commonly around 4% of the purchase price.
• Agency fee — typically around 2%.
• Registration and admin fees — smaller fixed amounts.
• No annual property tax and no capital gains tax on the property itself.

Exact figures depend on the transaction; we provide a full cost breakdown before you commit.

The purchase process, step by step

• Strategy & selection — define your goals, then shortlist on the merits.
• Reservation — a reservation form and initial deposit.
• Sales agreement (MOU / Form F) — terms agreed between buyer and seller.
• NOC — for resale, the developer issues a No Objection Certificate.
• Transfer — completed and registered at the DLD; title deed issued.

Where MARNER ESTATES adds value

We represent your interests — not a developer's sales targets. That means independent due diligence, honest guidance on location and timing, and coordination through to a secure, registered transfer.

Discuss a purchase →